http://wizardofodds.com/askthewizard/numbered/askthewizard57.html
At the above link Michael Shakelford says that you should stand on a multiple-card 16 against a 10. My question is what about multiple-card 16 against a 7, 8, or 9? Where I normally play, the rules are as follows: dealer stands on a soft 17, six decks, the player may not double after a split, split up to two times including aces, and draw only one card to split aces.
He also said that you should stand on 12 to 3 sometimes. When should I stand on 12 to 3?

