Here are top strat deviations
Blackjack Count Analyzer will calculate these for you for any betting and counting system and any set of rules. I just returned from a trip to Vegas and calculated using $25-75 spread at single and double and $10-60 at 6-deck, hi-lo count.
At single deck, insure at 1 is far and away the most valuable, with EV (x100) of 16.045.
hard 12 v 4, stand at 0 and above, ev1.472
hard 13 v 2, stand at 0 and above, ev1.471
hard 16 v 10, stand at 1 and above, ev1.262
hard 12 v 3, stand at 2 and above, ev .551
Double deck insures at 2 for ev 8.832
12 v 4, stand at 0, ev1.450
16 v 10, stand at 1, ev1.207
11 v A, double at 0, ev1.169
9 v 3, double at 0, ev .606
I wasn't happy with my 6-deck chart because it told me to stand on a 16 against a 10 instead of surrender. This may be right, but it was not what I expected. Anyway, here are my numbers
Six deck
15 v T, surrender at 0, ev2.937
Insure at 3, ev2.733
13 v 2 stand at 0, ev1.197
12 v 4, stand at 0, ev .962
16 v T, stand at 1, ev. .895
The program is quite good, although I do not like the game module. I find it helpful to deal a few million hands to see where the breaking points are in a game. And the top 20 strategy deviations is quite helpful, although you will quickly see that you only need the top five or 10 to get the most effect.