while there is an index even with risk averse index numbers it is amost never the right play. The conventional wisdom is that the pc see this as an expert or idiot play. It does not usually take them long to decide which you are.
I know there has got to be an advantage play where spiltting 10's is the play. All I seem to get on these free pages is smart ass answers from non-credible people. You get what you pay for eh? Maybe I need to subscribe to Green Chip.