I recently moved to an area of the country where they offer a side bet on BJ that I had not seen previously. It is called "Lucky Ladies" and pays 4 to 1 if your first two cards total 20 (any total of 20 including A,9). There are also other higher payouts if the first two cards are Queens (with progressively higher payouts if they are suited Queens, etc). I also believe that it is possible to make a side bet that is more than your BJ bet.
For the sake of simplicity, I will ignore the payouts other than the basic 4 to 1 for a initial 2 card total of 20, unless someone is more familiar with this side bet and wants to fill in the missing info. For obvious reasons, it appears to me that this side bet would be very susceptible to counting (especially a ten count). Does anyone know what the Hi-Lo and Ten count indexes would be for this side bet. Also, does anyone know the initial house advantage for this bet (I am assuming that it is a sucker bet ignoring the count).
I have read Professional Blackjack and seen other discussions of various side bets, but have not seen mention of this one. Thanks for your help.