Costa Rican game of "Rummy" similar to BJ

I would like to know if this game is beatable. Here are the rules:

Europen hole card for the dealer.
Split an resplit all pairs including aces
Double all splits
Ace and 10 value card is "21" for both player and dealer (so if you have a hand totaling 21 you will tie a dealer ace and 10 value card)
Insurance is available against a dealer ace only if you have not busted paying 2-1
Early surender
Bonus hands for the player:

Any hand that is 3 of a kind is an automatic winner of 3 times your wager. For example if you are dealt 2 dueces and receive a third duece the hand is over at that point for you and you receive 3 times your wager. This applies to doubles as well. If you start with 2 fives and double and receive a third five you would receive 3 times your total bet. Three sevens pays 5 times your wager.

Any hand that is a three card straight flush. For example if you are dealt the 2 and 3 of clubs and your next card is either the ace or four of clubs you have an automatic winner that pays 3 times your wager. This applies to doubles as well. Any three card straight flush that equals 21 pays 5 times your wager.

Both of these bonuses apply to hands that have busted. If you have two eights and draw a third eight you win three times your wager.

I appreciate any answers. You can post here or email nydave11@iwon.com

Thanks

I have been to the (so-called) casinos in Costa Rica.

This game, spelled both Rommy and Rummy, is NOT good. The edge against you is about double that of a similar Blackjack game. It is similar to the "Spanish 21" dealt at many stateside casinos where there are no TEN cards and there are lots of bonuses.

What you are neglecting to mention is that BJ's pay even money. That one twist costs you 2.5% in casino edge, or is it 2.3%? I forget. The bonus hands give about 1/2 of that back.

Avoid like the plague. There are a few casinos I found in San Jose that deal an almost acceptable low stakes BJ game.

This game may have been the one featured towards the end of the movie "The Motorcycle Diaries". It looked like a Baccarat table they were playing on but I think they were playing BlackJack. Since it is set South America, they may have been playing the game you're talking about.