An example
If the player is right, and draws a face, he's temporarily saved his other hand.
What if he is wrong and that causes himself to lose the 18 hand?
Suppose there are only three cards remaining: 2, 6, 10. There are 6 equally likely permuations of their order coming out of the deck. Following is a list of the results for the 18 hand he hits the 15 hand.
Player hits 15
2, 6, 10: win
2, 10, 6: lose
6, 2, 10: win
6, 10, 2: lose
10, 2, 6: push
10, 6, 2: push
Now what happens if he surrender:
Player surrenders 15
2, 6, 10: push
2, 10, 6: win
6, 2, 10: push
6, 10, 2: win
10, 2, 6: lose
10, 6, 2: lose
Notice that in either case, the results are the same: win twice, lose twice, and push twice. So the action on the 15 hand has no affect on the EV of the 18 hand. This is true for any combination of remaining cards. You have already conceded the best action for the 15 hand is to surrender, therefore, the best EV for both hands in combination is also to surrender.