The fact that the player must go first at BJ means a House Edge of around 7%. From this we take off various factors such as DAS, early surrender, s17, BJ paid @ 3:2 and so on, supposedly leaving the BS player a game with only a minimal 0.5% edge against. But if a BS player doesn't or won't take splits or doubles, his HE against is in the order of -5%. Am I right about all that?

